JŪMA
Invest in the future of cash-pay healthcare

Invest in JŪMA.

Own Your Health

The digital wallet for elective healthcare.

DentalMedspaGLP-1ChiroDermFertility
Watch the PitchBook a call to learn more →
Proof · Built 0 → 1

Already working. Built without a dollar raised.

0+
Wallet members enrolled
All organic. Zero paid acquisition.
$0K+
Loaded into wallets
From founding-member network
0%
Monthly reload rate
Indicates true product-market signal
$0 raised · $0 paid marketing · 35+ providers onboarding · All organic
The Problem

Fastest-growing category in medicine. Zero rails.

01
⚡

Fragmented

Separate memberships at every clinic. Nothing transfers.

02
✕

Closed

Providers can't see each other's patients. No shared rails.

03
◎

Invisible

$120B cash-pay economy. Zero data infrastructure.

04
♺

No Loyalty

No cross-domain program. Patients have zero reason to stay loyal across providers.

The Product

Patients fund. Providers connect. JŪMA owns the rails.

1
💳

Load

$99–$500/mo. Never expires.

2
⇄

Route

Dental · Medspa · GLP-1 · Chiro · Derm · Fertility

3
◉

Compound

Every transaction = new data. The moat.

Wallet = wedge→Network = moat→Data = company
Why JŪMA Wins

Four moats. One platform.

🔒

Closed-Loop

Johnston-memo structured. Defensible.

🌱

Capital-Light

Providers acquire patients. Not paid ads.

⌬

Multi-Specialty

Every cash-pay vertical. Not just one.

◈

Data Endgame

HealthScore™. Credit rail. Underwriting.

Unit Economics

Four revenue streams. One wallet.

9.99%
Platform Fee
Every wallet transaction
3–4%
Float Yield
On wallet balances held
$199/mo
Provider SaaS
Per practice, per month
∞
Data Layer
Cross-specialty insights (long-term moat)
The Opportunity

A $550B market with no payment infrastructure.

TAM01
$0B
Total Addressable Market

Total US cash-pay healthcare spend

Share of TAM100%
SAM02
$0B
Serviceable Addressable Market

Dental, medspa, GLP-1, chiro, derm, fertility

Share of TAM~22%
SOM03
$1.2–0.0B
Serviceable Obtainable Market

1–3% of SAM at maturity

Share of TAM<1%
Where We Are

Built 0 → 1. No raise required.

  • Q4 2025

    Concept validated. Closed-loop legal structure finalized (Johnston memo).

  • Q1 2026

    Beta launched. First 100 wallet members onboarded through Bespoke Dental Studios.

  • Q2 2026

    250+ members, $200K+ loaded, 78% monthly reload rate sustained.

  • Q3 2026

    35+ providers in onboarding pipeline. Provider SaaS tier launched.

  • Now

    Raising seed to scale to 7,500 members and 100 providers across OC, LA, and Inland Empire.

Meet Dr. Parth + Team

Clinician. Operator. Builder. Designer.

Dr. Parth Kansagra

Dr. Parth Kansagra

Founder & CEO

DDS · MBS · MBA. Built the thesis from inside the chair.

Neelesh Lalwani

Neelesh Lalwani

CTO

ex-Deserve → Intuit. Fintech infra at scale.

Mia Lepe Torres

Mia Lepe Torres

CMO

Brand & growth. Built the founding member pipeline.

MD

Michelle Daris

UI Designer

M.S. Michigan. 2 design systems, 800+ users yr one.

Legal & Compliance

Built to be defensible from day one.

Johnston Memo
Closed-loop structured
No P2P / Cash-Out
Service rights only
9.99% Fee
Fair-market admin
BaaS-Ready
FDIC float at scale
Delaware C-Corp
Operating in CA
DFPI
No-action pending
Non-Transferable
Credits, not money
Defensible
From day one
The Ask

We're raising a $1.2M Seed to scale the wallet.

First close: $600K on a SAFE at a $6M cap. Cap steps up at second close. 12 months of runway. Builds the team that takes us from 250 members to 7,500 — and from 0 providers under contract to 100.

40%
Engineering & Product

Full-time engineer hire. iOS app build. Provider portal v2.

35%
Provider Acquisition

First dedicated provider success role. OC/LA/Inland Empire market activation. Founding partner onboarding.

25%
Member Growth

First paid acquisition budget. Founding Ambassador program. Content and brand expansion.

SAFE documents and full financial model available under NDA.

From the Founder

Why I'm building this.

Dr. Parth Kansagra
Dr. Parth Kansagra · Founder & CEO
"

Insurance is broken. The answer isn't another insurance company — it's giving patients the ability to fund their own elective care.

JŪMA isn't a discount app or a coverage plan. It's the wallet, the network, and the data layer underneath the next economy of medicine — built inside our own clinics first.

Get in touch

Let's talk.

Investors interested in the seed round — book a 20-minute introduction with Parth, or send a note below and we'll get back to you within 24 hours.